# Verifications

## Skip the wait — Process borrowers instantly

Let go of antiquated and manual processing workflows.

## Get borrowers to closing faster

Instant, automated verifications — sourced directly from leading data providers — speed up the loan lifecycle.

### Credit

A dedicated mobile app enables your LOs to cater to their borrowers, stay on top of their to-do list, and gain more business.

### Income and employment

Automatically verify a borrower’s income and employment creating a personalized borrower experience and reducing operational errors.

### Assets

Generate asset statements using source data from a borrower’s financial institutions instead of any third-party sources to save valuable time.

## Automate time-consuming verifications

### Instantly verify assets, credit, income, and employment from reputable sources and automatically send borrowers eligibility updates.

### Adverse action notice

Enhance your operational efficacy by automatically routing loan applicants whose credit scores inherently fall short of eligibility to an adverse action notice.

### D1C / AIM

As a Fannie Mae and Freddie Mac Asset and Income report supplier, we automatically validate data for heightened certainty, increased efficiency, and risk reduction.

### Asset refresh

Update borrower assets with a simple in-platform refresh to meet GSE verification requirements and avoid the need for extra bank statements.

### Assets-derived income

Expand income verification coverage and streamline the loan application process for a wider variety of borrowers.

## Find out what we’re up to!

### Business email

> We chose Blend to focus on meeting changing consumer expectations.  
> Daniel Brittain  
> Vice President of Enterprise Applications, Rural 1st

15 minutes

time required for first customer to get through Blend

5 days

shaved off borrower-driven loan application cycles

45

number of files processors can manage with Blend

[View customer story](/content/customers/rural-1st/index.html)

> If you’re trying to win customer confidence in your first interaction, Blend should be your only platform.  
> Sal Amezuca  
> Loan Officer, Assent Mortgage

28%

decrease in customer acquisition costs in the first half of 2019

9 days

record time from lead to clear-to-close

36%

increase in funded loans from January to May 2019

[View customer story](/content/customers/assent-mortgage/index.html)

> Blend was the only tech company we found that was humble enough to take our feedback and integrate it - deferring to us as industry experts - while nimble enough to work quickly and produce reliable products.  
> Michelle Juarez  
> Vice President of Business Systems, SWBC Mortgage Corporation

<4 months

to successfully rollout nationally to all branches

28% faster

proven ROI for loans during pilot

Increased market

awareness with new Turnkey® branding

[View customer story](/content/customers/swbc-mortgage/index.html)

## Pushing the future of banking forward

### Blend’s work with Freddie Mac and Fannie Mae: A new way to assess credit eligibility

As a longtime partner with Freddie Mac and Fannie Mae, Blend is helping to make home financing more accessible to underserved communities.

[Read the article about Blend’s work with Freddie Mac and Fannie Mae: A new way to assess credit eligibility](/content/blog/platform-services/new-way-assess-credit-eligibility/index.html)

### Power the winning trio with mortgage tech

Uncover the key to the mutually beneficial loan officer, borrower, and real estate agent relationship: Your mortgage technology.

[Start learning about Power the winning trio with mortgage tech](/content/ebook/power-winning-trio/index.html)

### Mortgage Power Up: Deliver a Secure, Frictionless Borrower Experience

Learn how Atlantic Coast Mortgage partnered with Blend for a secure, innovative, borrower-first solution after months of searching for a new platform.

[Watch video about Mortgage Power Up: Deliver a Secure, Frictionless Borrower Experience](/content/webinar/mortgage-power-up-borrower-experience/index.html)